Insurance
What is seasonaire insurance?
Seasonaire travel insurance is a specialised type of travel insurance designed for those who are planning to spend an extended period in the mountains. This insurance goes beyond standard wintersports coverage to cater to the unique needs of seasonaires, covering an extended duration and specific activities associated with a ski season, including working.
Opting for seasonaire travel insurance is highly recommended for anyone planning an extended stay in the mountains.
Some tips...
Read the fine print to know exactly what is covered.
Ensure the policy covers all the winter sports and activities you plan to engage in. (off-piste, touring, etc)
Make sure the policy covers the entire duration of your stay.
Check if your policy includes medical, equipment, trip interruption, and liability coverage.
Check if the policy requires specific safety equipment like helmets.
What does seasonaire insurance typically include?
Emergency Medical Treatment
Seasonaire travel insurance provides cover for emergency medical expenses resulting from illnesses and injuries sustained while overseas including participating in wintersports. This includes hospital stays, surgery, medication and certain follow-up treatments depending on level of cover.
Air Ambulance and Medical Repatriation
In cases where you need to be transported back to your home country, seasonaire insurance covers the cost of medical repatriation, which includes air ambulance if medically necessary.
Emergency Mountain Rescue
If you get into trouble on the mountain and require rescue services, the insurance will cover the costs of emergency mountain rescue operations to a medical facility for treatment. Check the level of wintersports cover, some restrict off piste, snow parks etc.
Repair or Replacement of Equipment
Seasonaire insurance can cover the repair or replacement costs (after wear, tear and depreciation) of your wintersports equipment if it gets damaged, lost or stolen. This typically includes skis, snowboards, boots and helmets.
Hiring Replacement Equipment
If your equipment is delayed in transit or stolen, the insurance provides a certain amount of cover for the initial cost of hiring replacement equipment so that you can continue your activities.
Coverage for Personal Belongings
As well as wintersports equipment, the insurance can also provide coverage for personal belongings, such as clothing, electronics and other valuables during your extended stay.
*This cover inevitably depends on the level of package you choose.
Trip Cancellations or Curtailments
If you need to cancel or cut short your trip due to an injury, illness or other covered reasons, seasonaire insurance provides cover for the unused portion of your trip, which can include accommodation and travel costs.
Personal Liability
Seasonaire Insurance includes coverage for defence costs if you accidentally cause injury or damage some else’s property.
*This cover inevitably depends on the level of package you choose.